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Why Use Budget Buddy®?

Budget Buddy

Reasons to use Budget Buddy®

There are many reasons to use Budget Buddy®. We are here to list only a few benefits you would expect from Budget Buddy®.

Using Budget Buddy®, you can:

• easily set budgets to keep you on target
• develop better money management skills
• easily track ALL your finances, anytime anywhere
• manage your property online (depreciation schedules, income and expenses history)
• compare your budget against your actual spending
• view your full account transaction history
 • be better informed of how your interest rates affect your bottom line
• be assisted in setting up your goals
• produce comprehensive reports
• set reminders for all occasions or bill payments
• ....


Better Money Management Skill In many ways, Budget Buddy® makes you focus on your savings. For example, you will constantly be reminded of the interest cost each day, enabling you to work out how much you can save by making extra payments.

Be well informed of your future wealth with our Projections tool and also pay off your mortgage sooner using our automatic Mortgage Reduction System.

Combined with our one page financial summary showing your cash flow and net worth, both in graphical and text formats, and our unique coaching service, it will be like having a BUDDY staying and working together with you to achieve your goals sooner.
 

Easy TrackingSince it is an online application, you will never need to worry about loss of data, back up of your data or pay for additional upgrades and support.

Comprehensive Reporting Fully comprehensive reporting is available at a click of a button enabling you to present this at anytime to your Broker, Financial planner or Accountant.

Online Property Management Property management can never be easier with Budget Buddy®. Import account transactions and then by simply linking them to the property, allowing you to fully track your income and expenses.

Our automatic depreciation schedule allows you to easily roll foward your depreciation items each financial year, where you can keep track of the full depreciation history.
 

Comprehensive BudgetingUnlike many other Budgeting online applications available today, Budget Buddy® DOES NOT take shortcuts when compiling your BUDGET against your ACTUAL SPENDING! Our budgeting system is the most accurate tool which allows you to record your budget in a specific month, roll over your budget each year and review your budget history.

By linking to the actual account transaction, you can compare how you are preforming with your budgeting strategy.

Account Management Unlike tranditional online banking where you can view only the past three to six month history, you can view the entire transaction history in Budget Buddy®.

In addition, while they focus on presenting you the transaction details, we focus on the actual cost on your account as well. Each account shown will be accompanied with the interest rate as well as the cost per day, month and year! This will allow you to control your accounts.

To save you data entry, simply import your transaction data extracted from your online banking. We accept the major four banking file formats as well as the Quicken® format.
 

Financial Analysis With Budget Buddy®, you can review and monitor your financial position on a daily basis.

You can analyse:   

  • how interest rates can affect your cash flow
  • how much you can save by making extra payments on your loans or credit cards
  • how your mortgage can be shortened by varying different parameters.
  • how your cashflow will be affected by varying your income and interest rate.
  • ...much more

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    Goals SettingOur comprehensive goal setting system allows you to set as many goals as you like and presents you with a pre set action plan that you can add to.

    Be constantly reminded of the goals you set everytime you log on to Budget Buddy® by embedding a picture of your goal if you wish.

    ReminderBudget Buddy® Reminder function allows you to send reminders of bill payments, birthdays or missed targets., even appointments....etc.

    Choose your own favourite animated picture and Budget Buddy® will automatically send an email (or SMS*) to the recipient on that day.

    *SMS service will attract 25c per call.

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